Foreign Medical Insurance in Turkey

April 3, 2022

Foreign medical insurance is a type of medical insurance applied to foreign citizens. Foreign medical insurance under private medical insurance is regulated by the Law on Foreigners and International Protection. Foreign citizens who are not Turkish citizens and want to obtain a residence permit must have this insurance. This insurance, which is mandatory for foreigners who want to live in Turkey, provides many advantages. 

What Does Foreign Medical Insurance Provide?

A very special solution for foreigners, foreign medical insurance covers outpatient expenses, as well as medication costs and examination fees. You can guarantee yourself during your stay in Turkey by taking out insurance that also covers inpatient treatment and some other costs according to the scope of your policy.

In addition to taking into account the scope when making your policy, you should also find out which health institutions offer you examination and treatment within the scope of the policy. In this way, you should also know which hospitals to apply to around you.

 While you can get support for ordinary diseases under foreign health insurance, you may also be able to get the support of psychologists and dietitians. For this reason, you can protect your health regardless of your health problem. So, what are some extra solutions for foreign medical insurance under the offered guarantees?

Foreign Health Insurance Guarantees

Inpatient and outpatient services are included in the scope of foreign medical insurance. The guarantees in question are generally as follows. 

Scope of Inpatient Treatment

The scope of inpatient treatment is as follows:

  • Hospital services 
  • Coronary angiography
  • Room, bed, meal, and companion expenses within the scope of hospital stay
  • Organ transplants such as cornea, kidney, pancreas, liver, heart, lung
  • Biochemistry, microbiology, pathology examinations, radiological examination, and imaging performed for diagnosis
  • Physical therapy after surgery
  • Medical care services performed at home to assist the daily life activities of the insured person and to support social care
  • Chemotherapy, radiotherapy, dialysis
  • Medical treatments with a duration of fewer than 24 hours, such as food poisoning, plaster application, simple burn treatments 
  • Expenses for artificial limbs in case of loss of limbs as a result of an accident or illness
  • Treatments in intensive care units
  • Treatment of teeth and nose caused by a traffic accident

Outpatient Treatment Guarantees

Outpatient treatment guarantees are generally as follows. 

  • Doctor’s examination
  • Diagnostic examinations
  • Medications
  • Physical therapy costs

Extra Solutions of Foreign Medical Insurance

Although it is considered that health insurance should cover only the examination and treatment processes, it is known that foreign health insurance provides much more comprehensive solutions at some points. Below you can review some services that you can purchase with extra guarantees and payments.

Online Doctor Services

You will be able to reach your doctor 24/7 thanks to the online doctor, which can be offered as a standard or extra guarantee according to the policy you prefer. In order to use time more efficiently and not have to wait for the next day to go to the doctor, it is worth mentioning that this service is quite valuable.

Ambulance Service

It is likely that you will benefit from foreign medical insurance so that the ambulance you will call in case of emergency will not charge you extra. A smooth transfer process will take place thanks to the ambulance service, which will allow you to get to the nearest medical institution. The policy periods are usually 1 year and can be prepared for a longer period of time according to the wishes of individuals. 

Turkish Health System

The Turkish health system is of extremely high quality. In accordance with the promise of “Everyone has the right to social security”, a provision in the Constitution of the Republic of Turkey, medical services are provided to all Turkish and foreign citizens in the Republic of Turkey. At this point, we can state that both public and private health services are in an easy and accessible structure in Turkey. 

Hospitals, which are one of the oldest organizations in the provision of health care, are institutions that provide complex health services depending on their capacities with their trained manpower, advanced technologies, and equipment. In addition to protecting health, treating diseases, and providing rehabilitation services in hospitals, many other activities such as training medical personnel, research, and development studies are carried out. Hospitals play a central role in the provision of health services. They are the center of knowledge and skills transfer, forming the necessary source of information for health services.

As in many areas, it is possible to see the impact of technological developments in the field of health. Almost revolutionary technological steps are being taken to ensure that Turkey comes to the forefront in health services worldwide. Turkey, which is rapidly improving its health infrastructure, meets the needs of individuals in the best way with its new centers and hospitals. 

Medical Services Offered in Turkey

Turkey has hospitals and health centers that successfully operate in almost all areas of medicine. Eye diseases, surgery, ear, nose and throat clinic, internal medicine, general surgery, gynecology, neurosurgery, advanced and successful in many areas such as skin and venereal diseases it is possible to meet the doctors. Many tourists come to Turkey, which is also a developed structure in terms of health tourism, during the year just to get health care. 

Due to its location close to many countries of the world and especially European countries, Turkey is often in demand in terms of health tourism. At this point, many people travel to Turkey every year to get treatment in Turkey.

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